6 Sales Officers (Consumer Lending / Deposit Mobilization) Jobs in Nigeria

Rosabon Financial Services Limited - Award winning Rosabon Financial Services is a member of the Concept Group. Licensed by the Central Bank of Nigeria, CBN on April 22, 1993 and being a long standing member of the Equipment Leasing Association of Nigeria (ELAN), the organization has evolved into Nigeria's leading Non-Banking Financial Intermediary and Equipment Leasing firm focused on niche and general markets.

We are recruiting to fill the position below:

Job Title: Sales Officer (Consumer Lending / Deposit Mobilization)

Locations: Abuja (FCT), Kano, Lagos, Ondo, Oyo, and Rivers
Employment Type: Full-time

Job Summary

  • The Rosabon Sales Officer is required to collect and prepare all materials needed to secure a loan.
  • He/ She will also be responsible for reviewing loan applications evaluating the potential risks of granting loans to applicants.
  • The Sales Officer will also be responsible for mobilization of Fixed deposit for the organization.

Duties & Responsibilities

  • Evaluate creditworthiness by processing loan applications and documentation within specified limits
  • Interview applicants to determine financial eligibility and feasibility of granting loans
  • Determine all applicable ratios and metrics and set up debt payment plans
  • Communicate with clients either to request or to provide information
  • Justify decisions (approvals/rejections) and report on them
  • Complete loan contracts and counsel clients on policies and restrictions
  • Review loan agreements to ensure that they are complete and accurate according to policy
  • Update account records, Compute payment schedules and transactions on ERP
  • Confer with underwriters to aid in resolving loan application problems.
  • Update job knowledge on types of loans and other financial services
  • Assess customer needs, explore all options and introduce different types of loans
  • Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
  • Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
  • Operate in compliance with laws and regulations and adhere to lending compliance guidelines
  • Source appropriately priced and structured deposit liabilities for the company from retail and institutional sources.
  • Visit, engage prospects and maintain liability generated.
  • Marketing and sale of all company deposit products.
  • Meet, maintain and exceedassigned targets and quota in deposit mobilization and other assigned tasks.
  • Propose services, up-selling and cross-selling whenever possible.
  • Participate in creating new and better marketing based on field experience.
  • Ensure the form forthefixed depositInvestment Planis adequately completed and registered
  • Inform the client of the status of theirinvestment.


  • B.Sc Degree in Finance, Economics, or a related field
  • Proven working experience as a Loan Officer and Deposit Mobilization
  • Familiarity with computers and banking applications/software
  • Solid understanding of direct/indirect lending products and practices
  • Customer satisfaction orientation and sales competencies
  • Ability to work in a goal-oriented environment and meet set target

Application Closing Date
20th January, 2024

Method of Application
Interested and qualified candidates should send their CV to: sales.careers@conceptgroup-ng.com using the Job Title as the subject of the email.

What to expect in the hiring Process

  • A preliminary phone call with the recruiter
  • A reasoning and a personality assessment
  • A technical interview session with a HR representative and the hiring manager.

Note: All our interview stages are virtual.